I know how hard it is to turn your head away from the economic and political car crash news. Trust me, we’re rubbernecking with the rest of you.
However in a couple of decades Kwasi Kwarteng will probably be just an obscure answer in a pub quiz and Boris Johnson a contestant in a onesie on the 43rd season of Celebrity Big Brother.
And by then it will be your steady saving and investing that will mostly have determined your financial well-being.
Happily, my co-blogger The Accumulator hasn’t just been fondling his shrinking gilt funds and shrieking “My Precious!” as his 60/40-ish portfolio heads into the fiery abyss.
Oh no. He’s been keeping his head and updating our passive investing HQ. Which is our best attempt at explaining why and how you should base your financial plans around buying and holding index funds.
All on one page on the Internet!
What, why, and how
You have one very big choice as a private investor. Will you invest your savings passively in a systematic way? Or will you try to beat the market?
Choose carefully. As @TA writes:
The money invested by all active investors only earns average market returns, minus costs.
The set of all passive investors also earns average market returns, again after costs. That’s what passive funds are designed to do, and they’re very good at it.
But passive costs are lower.
The result is that passive investors beat active investors as a group.
Not a startling revelation to most long-term readers of this site. But there remain millions to be converted to passive investing in the wider world – and many more who need to know how to do it. We’re trying to fill that gap.
Check out our new passive investing guide. And please share any feedback in the comments below.
Keep it steady and all that. 🙂
20 Comments
The links do not seem to lead to any new passive investing guide? Am I missing something?
Hi Laurene, I’ve just noticed that too. It’s working for me from Chrome on desktop but not working for me on mobile. Are you trying to find the guide via mobile?
This is the actual link:
https://monevator.com/category/investing/passive-investing-investing/
Mobile is working for me when I’m navigating in my browser. Is the problem for you from the site, or from the email just sent?
The link is broke
Even that link doesn’t work for me on mobile. What’s the beef, TI?
Both! The link from the email and from this page just leads to the archive of posts but not to the actual goodness on the Passive HQ page.
Yeah, the problem is that the headquarters is and always was a category header page.
So I think in mobile view, that page doesn’t show. 🙁
This is what happens when your two bloggers are pushing 50 and aren’t mobile-first…
There’s not an easy fix to this, and the email has already gone out.
I think I’ll have to beg the patience of our readers and post the whole thing out tomorrow as an email to make amends. 😐
Apols for the confusion all, and thanks for the feedback!
p.s. If you navigate to the bottom of your mobile screen and select ‘desktop’ you will be able to see the article. The problem is we’re running a special mobile-first theme for mobile that people like, but which may be reaching the end of its shelf-life.
Hmm, what’s the best way to spin this? It’s a desktop exclusive! 🙂
> This is what happens when your two bloggers are pushing 50 and aren’t mobile-first…
Comes to us all, well, if you are fortunate that is 😉
OTOH is works fine on my Android Samsung tablet (using chrome) and serviceably on my phone (also using chrome). The tablet is a better experience and more what I see on desktop as the articles run together, whereas the phone is more a list of links to the articles, but I don’t really see that as it being borked, merely the inherent suckiness trying to read a website on a phone, akin to trying to read a book on the surface of a post-it note.
Good luck with resolving it, or congrats on having fixed it as far as I can see
I’m sure it will be worth the wait
A great piece of work.
Great bit of work, will direct anyone who mentions interest in investing ( or bitcoins ).
A sensibly excellent addition to Monevator TA.
Well done you.
Economic car crash? What economic car crash? Surely it’s just some remoaners talking the economy down. There are sunny uplands ahead, I’m sure. Anytime now. Really. Pinky swear.
@hosimpson 🙂 ) (My emoji didn’t appear last time, so used an old fashioned one).
When is the next Monevator passive portfolio update review due?
That’ll be one for the ages
Are synthetic ETFs Invesco S&P 500 UCITS ETF Acc LON: SPXP better or worse than full replication ETFs:-
iShares Core S&P 500 UCITS ETF USD (Acc) LON: CSP1
Vanguard S&P 500 UCITS ETF USD Acc LON: VUAG
@ all – thank you for the supportive comments! Much appreciated.
@ Metro – there’s no obvious advantage one way or the other. Synthetic ETFs took reputational damage about a decade ago when consumers discovered how they work:
https://monevator.com/how-a-synthetic-etf-works/
I haven’t got a problem with synthetics but it makes sense to choose a physical one where there’s a choice. Particularly in a market as well served as the S&P 500.