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Commentary

Admit it: You miss the market meltdown

By The Investor September 30, 2009 6 Comments

I have a confession to make. I’m feeling nostalgic for last year’s stock market mayhem.

I miss the bad old days — and I’m not the only one:

  • The financial media has been saturated with stories marking the one year anniversary of the demise of Lehman Brothers.
  • The BBC’s The Love of Money series culminated with the Bank of England’s Mervyn King admitting that two massive UK bank failures last year almost killed the UK financial system. The BBC also ran a TV drama called The Last Days of Lehman.
  • Bloomberg tried to repeat the trick yesterday by reminiscing about the 700-point, one-day drop in the Dow a year to the day.
  • Many investors and fund managers are still fighting the last war. In the US, over $3.5 trillion is hoarded in US money market funds instead of taking part in the stock market rally.
  • Innumerable blogs run by gold bugs, conspiracy theorists and market cranks abound. They predict and desperately hope for a new crash to bring back the good (i.e. bad) times.

Of course, like school and hangovers, I realise it felt a lot worse at the time.

6 Comments

Funny

Weekend reading: Hitler the blogger

By The Investor September 26, 2009 4 Comments

My weekly commentary followed by my weekend news and blog links round-up.

I couldn’t resist sharing another one of these YouTube / Downfall videos to end a very busy week for me away from the blog.

On Tuesday we saw how even Hitler missed the bull market.

To make matters worse, we now learn he’s tried blogging for money, and we all know that’s no way to fund a Reich.

4 Comments

Commentary

A bad time to fear the worst

By The Investor September 22, 2009 No Comments

Yesterday’s dip in the stock market was seized upon as the start of the correction everyone expects after the crazy advance of the past six months.

Yet today the market has bounced back.

This has been going on for months now. It’s the classic ‘climbing a wall of worry’ thinking of a battered generation of investors who have been recently reminded that investing in stocks is not a one-way bet.

I can’t remember ever seeing as many bearish investors about. If you go down to the woods today, the surprise would be how hard it is to get a space at the picnic.

For example, the only traffic keeping once-thriving share bulletin boards alive are posts outlining in great detail how terrible the economic outlook is — six months after the economic outlook started turning positive.

Of course, the stock market will dip again at some point. For all I know we’re in a bear market rally, and a 50% lurch lies just around the corner.

But I will tell you two things I’m sure of:


Investing

7 ways to profit from other people’s folly

By Guest Author September 21, 2009 21 Comments

This is a guest post from Tim, author of the Psy-Fi blog, an excellent take on psychology and finance.

Behavioural finance – the study of where psychology meets finance and a car crash ensues – is now accepted as revealing how people mismanage their investments.

The behavioural finance approach offers a very different view of the world to old-fashioned efficient market theories, which reckoned that all stock prices were correct and based on rational thinking by rational investors in a rational world.

No one who’s experienced the last decade of turmoil can really believe that markets are efficient!

On the other hand, efficient market theories have the great benefit that they can be used to create so-called quantitative models. These models work for most of the time while people behave roughly rationally, and so enable investment firms to make decent amounts of money.

Unfortunately they’re also completely useless when everything goes wrong.

21 Comments

Other sites

Weekend reading: End of summer update

By The Investor September 19, 2009 1 Comment

My weekly commentary followed by my weekend news and blog links round-up.

A quiet week on Monevator due to my short canal break hides lots going on behind the scenes.

With the days getting shorter and the crops being harvested, it’s a good time for an update on this blog and the markets.

Quick holiday report

A few readers were kind enough to ask how my holiday went. It was fantastic! Most of my worries about dad evaporated once we were on the boat, and it was me who fell into the canal, not him!

1 Comment

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